Health Insurance Premium Calculator
Estimate monthly and yearly health insurance premiums including age, sum insured, family, and lifestyle factors
How Does the Health Insurance Premium Calculator Work?
Get a fast insurance premium estimate by entering your age, coverage amount, family type, and optional risk/lifestyle factors (like smoking). Works for Indian/US/global audiences, adapts to solo/individual or family floater policies.
How to Use
- Choose Individual or Family policy type.
- Enter your/theproposed insured’s age and desired sum insured.
- Select smoking status and pre-existing condition if applicable.
- Click "Calculate" to see estimated monthly and annual premium.
Why Use This?
- Compare annual or monthly premiums before talking to sales agents
- Easy add of spouse/children for family floater
- Adapts to India/US/other policies—just change ₹ to $ or ¢
FAQs
- Can this replace an agent?
- No—actual premiums depend on detailed underwriting!
- Why do rates go up with age, smoker, and pre-existing?
- These factors increase claim risk; rates are based on actual industry data.
